Visa® Credit Card

Woman Paying at Trendy Restaurant

Low rate, no penalty APR, and no balance transfer fee

With our lowest credit card rate, the EastRise Visa credit card 1 is a great choice if you’re just starting out or sometimes carry a balance.

Benefits

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No penalty APR

We won’t penalize you with an extra-high interest rate if you’re late on a payment 2 . You’ll get the same low rate on purchases, balance transfers, and cash advances 3 .

No annual fee

No annual or balance transfer fees. Plain and simple.

Real-time fraud protection

Get alerts on the go to identify unauthorized activity on your card. You can also turn your card off and on for added security.

Mobile Phone

24/7 access

Monitor transactions, schedule payments, and set up travel notices at your convenience within our Digital Banking platform.

Current rates

See the Consumer Credit Card Application and Solicitation Disclosure for EastRise Visa and Visa Rewards details. The index is the Wall Street Journal Prime published on the 25 th day of each month, plus your margin. All rates quoted are subject to change monthly, the maximum interest rate is 18%. The rate may increase after the consummation of the loan. These are our posted rates; your rate could vary according to your credit. Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term. APR = annual percentage rate.